Financing options

Derek J. Haley
NMLS # 119454
CEO/Branch Manager 
D. Haley Mortgages 
150 N McPherson Church Rd. 
Fayetteville, NC 28303
Cell: (919) 247-5724
Email: derek@arcuslending.com

Born Derek Joseph Haley, in Fayetteville, North Carolina, I was raised in a close knit military family. The youngest of 5 boys, I had some strong examples of hard working men, particularly my father. This  influenced me throughout my life as I still can recall the long nights he pulled to finish a thesis, or the sacrifices he made to make it to my games. 

I think these characteristics helped form the superior customer service I try to exhibit in my career and my recent partnership with Grant Murray Homes. Together, our primary objective is to make the home buying process as stress-free and enjoyable as possible for you and your family first, let me introduce myself by providing a brief overview of my professional background.

For the first 6-years of my career, my days were spent learning the ropes and perfecting the “paperwork” side of the business. Working full-time by day, I spent my nights as a part-time student at North Carolina State University, Raleigh – even during the summer sessions – before graduating with a bachelor’s degree in business in 2009.

Somewhere in the middle of all this youthful exuberance, I also managed to obtain my professional mortgage license. Anxious to jump into the driver’s seat of the home sales industry, I transitioned to a new firm after about 4 years, American Home Mortgage, where I developed a whole new range of professional skills. Almost two decades later, I am still passionate about getting each client approved for a loan and the home of their dreams. 

My company,  D. Haley Mortgages was established in 2007, at the beginning of the recession, to generate commercial loans. This year I have had the privilege of expanding into the residential side as well. Partnering with Grant Murray Homes, we are able to offer an easier more fluid buying experience, along with an enviable support system.

Types of Mortgage Loans

FHA (Federal Housing Administration Loans): This government-insured mortgage is funded by an approved FHA lender in conformance with federal FHA lending guidelines.

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VA (Department of Veterans Affairs): This government-guaranteed mortgage is designed for veterans looking to finance up to 100% of the sale price with no down payment.

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USDA (Rural Development Guaranteed Loan Program): This federally-insured mortgage loan is offered to rural property owners by the United States Department of Agriculture.

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Conventional Home Loans: This is a standard mortgage that is not guaranteed or insured by any government agency.

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DISCLAIMER: ALTHOUGH FIRM MAY PROVIDE BUYER OR SELLER THE NAMES OF PROVIDERS WHO CLAIM TO PERFORM SERVICES IN ONE OR MORE OF THE LISTED AREAS, BUYER OR SELLER UNDERSTANDS THAT FIRM CANNOT GUARANTEE THE QUALITY OF SERVICE OR LEVEL OF EXPERTISE OF ANY SUCH PROVIDER.  BUYER OR SELLER RESERVES THE RIGHT TO CHOOSE PROFESSIONAL SERVICES.